Credit history check

See the information that financial organisations use when they do a credit check on you. You may be suprised to see how much detail they have access to.

A credit check can often be one of the first steps in fixing a bad credit record, because you can request that the credit reference agency fixes any errors or mistakes that you identify about your personal situation.

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Credit Reference Agencies

Credit reference agencies collect information about your financial situation, for example, details of any loans, mortgage or credit cards that you have.

This information is made avaialble to financial institutions so that they can make a decision whether to lend money or offer credit terms to you.

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Credit history

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