Bank and building society loans

As with any loan, you must satisfy the lender you are able to pay it back.

The bank or building society will carry out a credit check before agreeing to the loan.

Interest rates for loans will generally be similar between lenders, however, it is worth shopping around to get the best deal on APR (annual percentage rate). .Check the small print of any loan contract before you sign up and make sure you are aware of any hidden costs or penalties.

The total amount you payback, i.e. capital and interest will depend upon how long you intend to take to pay back the loan. The longer you take to repay the loan, the more you will pay back, because of the monthly interest accrual.

Bank and building society loans

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