Hire purchase

Higher purchase is similar in many ways to a personal loan, however, you do not own the car until you have paid the final instalment.

The finance company is able to take the car back if you do not keep up repayments.

This can be a cheap way to borrow money and if you dont have a good credit history, you are more likely to have your application accepted compared to the other methods of car finance.

Hire purchase

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